Is Hitting a Curb Considered an Accident?

Hitting a curb is considered an accident. Hitting a curb while driving could happen to anyone, whether a seasoned driver or a novice.

It can be caused by various factors such as losing control of the vehicle, misjudging the distance, or driving under the influence. When this happens, the question that comes to mind is whether hitting the curb is considered an accident.

The answer is yes, hitting a curb is considered an accident. It may not be characterized as a severe accident, but it still counts as one. Hitting a curb can result in damage to the car’s tires, wheels, suspension, or even the body.

It is essential to be careful while driving and avoid hitting curbs to prevent such accidents.

Is Hitting a Curb Considered an Accident?


What Qualifies As An Accident

When determining whether hitting a curb is considered an accident, it’s important to understand what qualifies as an accident. Accidents are typically defined as unexpected or unplanned events that result in damage or injury.

However, the terms collision and incident can be used to describe different types of accidents.

Factors such as the severity of the damage, any injuries sustained, and who was at fault can also come into play when defining an accident. In some cases, hitting a curb may result in damage to the vehicle and be considered an accident.

To fully understand whether hitting a curb is considered an accident, it’s important to consider the specific circumstances and details of the situation.

Consequences Of Hitting A Curb

Hitting a curb may seem like a minor incident, but it can have significant consequences. The vehicle may sustain damage to the wheels, axles, and suspension, leading to costly repairs. Additionally, hitting a curb can cause damage to surrounding property, such as sidewalks or buildings.

Financial and legal consequences can follow, such as fines, license points, and even a possible misdemeanor charge. Insurance rates and coverage can also be impacted, with rates increasing and coverage being reduced.

In the end, it is essential to drive carefully and be aware of your surroundings to avoid any accidents, no matter how minor they may seem.

What To Look For On Your Suspension After You Hit A Curb


When Hitting A Curb Is Not An Accident

Hitting a curb may or may not be considered an accident, depending on certain circumstances. This includes non-accidental cases such as parallel parking or when it’s done intentionally for the purpose of avoiding a collision. These situations do not count as an accident and will not result in a damage claim.

However, if there are exceptions to the rule, such as when there’s significant damage to the car or if it causes injury to someone, then it might be classified as an accident. In special circumstances, the hitting of a curb may also be considered an accident, depending on the context.

Understanding these nuances can help you determine whether or not hitting a curb is considered an accident in your specific case.

Steps To Take If Hitting A Curb Is Considered An Accident

Hitting a curb can be considered an accident, and it is important to take certain steps immediately afterwards.

First, pull over and check for any damage to the vehicle or injuries to yourself or passengers. Exchange information with any witnesses or involved parties and take pictures of the scene.

Next, notify your insurance company and provide them with the necessary details. To prevent future accidents, practice safe driving habits by avoiding distractions and following traffic laws.

While hitting a curb may not seem like a serious incident, it can still have consequences.

Taking the proper steps can ensure a smoother process and potential insurance coverage for any damages incurred.

Frequently Asked Questions For Is Hitting A Curb Considered An Accident

Does Hitting A Curb Always Count As An Accident In The Eyes Of Insurance Companies?

Hitting a curb may or may not count as an accident depending on the specific situation and your insurance policy’s terms and conditions. If the damage is minor, you may be able to avoid a claim. However, accidents resulting in significant damage will likely be reported to insurance companies.

If I Hit A Curb And It Causes Damage To My Car, Will My Insurance Rates Go Up?

Yes, hitting a curb and causing damage to your car could lead to a rate increase on your car insurance policy.

However, the severity of the damage and your driving record may also be taken into consideration. It’s important to check your policy’s terms to understand how your rates may be impacted.

How Much Damage Needs To Occur From Hitting A Curb Before It Is Considered An Accident?

Any damage caused by hitting a curb, regardless of severity, is considered an accident. Even minor scrapes or scratches can result in expensive repairs. Always take care when driving near curbs to avoid damaging your vehicle and ensure your safety.

What Should I Do If I Hit A Curb And Cause Damage To My Car?

If you hit a curb and cause damage to your car, first inspect the extent of the damage. If there is significant damage, it’s best to call your insurance provider and file a claim. If the damage is minor, you can take it to a repair shop to get an estimate and decide whether to pay for it out of pocket or file a claim.


Hitting a curb can indeed be considered an accident, even if it seems like a minor incident with no significant damage. It’s important to remember that accidents come in different shapes and sizes, and it’s crucial to stay vigilant when behind the wheel.

Regardless of the severity of the crash, always take the necessary steps to ensure that you and everyone involved are safe. It’s also recommended to document the incident, report it to your insurance company, and seek professional help if needed.

Finally, taking preventative measures such as regularly maintaining your vehicle and practicing defensive driving can significantly reduce your chances of an accident. Stay safe on the road, and always remember that accidents are preventable with the right attitude and precautions.